What Does Breeze Cover?
Your full Furnace Direct order — equipment and installation labor — can go on a Breeze lease, up to your approval limit. Here's what qualifies.
A Breeze lease can cover both the HVAC equipment purchase and professional installation labor from Furnace Direct. That's important: you're financing the complete scope of work, not just the unit and scrambling to cover install in cash.
Eligible products in our Southwest Florida catalog include:
- AC Condensers — Whirlpool, Day & Night, Airtemp single-stage and two-stage
- Complete AC Systems — condenser + air handler + heat strip bundles
- Air Handlers — standalone single-speed, multi-speed, variable-speed
- Packaged Units — self-contained rooftop and pad-mount systems
- Mini-Splits — single-zone and multi-zone Airtemp systems
- Pool Heaters — Built Right electric heat pumps
- Whole-House Dehumidifiers — Aprilaire, Comfort-Aire, Honeywell
- Standby Generators — Generac Guardian series and transfer switches
- Professional installation labor — full install scope with permit and manufacturer warranty
Not covered: standalone service calls, repair-only jobs, parts purchased for DIY work outside a Furnace Direct order, and any item not on your Furnace Direct invoice. Breeze is tied to a specific retailer invoice, so financing is issued for that order — you cannot use the approval for a separate purchase from another vendor.
Maximum approval is up to $18,000. Your individual approval amount is set by Breeze based on their qualification criteria and may be lower. For most single-family residential AC or heat-pump replacements (including higher-SEER variable-speed systems with a full install), the approval range is sufficient to cover the complete job.
This is a lease, not a loan.
Breeze agreements are consumer lease-purchase (rent-to-own) contracts offered by Breeze Lease Purchase, an independent third-party lease provider. Furnace Direct is the equipment retailer and is not a lender or financial-services provider. Final approval, lease terms, payment schedule, and all fees are determined solely by Breeze based on the agreement you sign.
Total cost exceeds cash price.
If you complete all scheduled lease payments through the full term, the total amount paid will be greater than the cash price of the equipment. The Early Purchase Option (typically 100 days from delivery) is the lowest-cost path to ownership. Exact buyout amounts are disclosed in your signed lease and shown on your monthly statement.
Approval not guaranteed.
All lease applications are subject to Breeze approval based on their qualification criteria, which may include banking activity, income verification, and residence in an eligible state. Furnace Direct cannot guarantee approval, specific lease terms, or a specific approval amount. Any payment estimates shown on this site are illustrative; your actual payment schedule will be disclosed by Breeze before you sign.
Your right to cancel.
You may return the leased equipment and end the agreement without further payment obligation. Specific cancellation windows, return logistics, and any applicable fees are set by Breeze in your signed lease agreement. Separately, if your transaction is a secured home-improvement loan (not a Breeze lease), federal law (Truth in Lending Act, Regulation Z) provides a three-business-day right of rescission from the date of signing.
