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Furnace Replacement Cost in Ham Lake MN: 2026 Pricing Guide

Published March 9, 2026· Last updated October 5, 2026· 2 min read
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Ham Lake homeowners replacing a furnace in 2026 typically pay $2,900–$5,200 for a complete gas furnace installation. Ham Lake is a semi-rural Anoka County township northeast of the metro with a predominantly single-family housing stock on larger lots. Most homes were built between 1980 and 2010 in the 1,600–3,000 sq ft range, and many properties are on acreage — which means some use propane rather than natural gas. Furnace Direct serves Anoka County with competitive factory-direct Goodman pricing.

Ham Lake Housing and Furnace Sizing

  • 1980s–90s homes (1,400–2,000 sq ft): 80,000 BTU, $2,900–$3,800 installed
  • 2000s builds (1,900–2,700 sq ft): 80,000–100,000 BTU, $3,200–$4,400 installed
  • Larger rural properties (2,500–3,500+ sq ft): 100,000–120,000 BTU, $3,700–$5,200 installed

Ham Lake Furnace Cost Table: 2026

Furnace Type Equipment Installed Total
96% AFUE, 80,000 BTU $1,100–$1,500 $3,000–$3,800
96% AFUE, 100,000 BTU $1,300–$1,700 $3,300–$4,400
96% AFUE, 120,000 BTU $1,500–$2,000 $3,700–$5,200
Variable-speed, 100,000 BTU $1,900–$2,500 $4,200–$5,200

Propane Service in Ham Lake

A significant portion of Ham Lake properties rely on propane for heating. Furnace Direct configures Goodman furnaces for LP operation. For propane homes, we strongly recommend 96% AFUE — at $2.50–$3.50/gallon propane vs. $0.72/therm natural gas, every efficiency point has 3–5x more dollar value.

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Anoka County Permits

Ham Lake furnace replacements require mechanical permits through Anoka County. Furnace Direct handles all permit applications and inspection coordination.

Rebates for Ham Lake Homeowners

  • CenterPoint Energy: Up to $200 for qualifying 96%+ AFUE gas furnaces (natural gas customers)
  • Federal Tax Credit: 30% of equipment cost, up to $600 (The federal 25C credit expired for equipment placed in service after December 31, 2025, so it does not apply to a 2026 installation.)
How much does furnace replacement cost in Ham Lake MN?

Furnace replacement in Ham Lake typically costs $2,900–$5,200 installed. Ham Lake's larger homes and semi-rural character mean many installations fall in the $3,300–$4,400 range for 100,000 BTU 96% AFUE units.

Does Furnace Direct serve Ham Lake?

Both natural gas and LP-configured units are available.

Can I get a propane furnace from Furnace Direct in Ham Lake?

Yes — Furnace Direct supplies LP-configured Goodman furnaces for Ham Lake properties on propane. 96% AFUE is especially recommended given propane's higher fuel cost.

What rebates are available in Ham Lake?

CenterPoint Energy natural gas customers can claim up to $200. The federal 30% tax credit (up to $600) is available for all qualifying high-efficiency units. Furnace Direct handles all documentation. (The federal 25C credit expired for equipment placed in service after December 31, 2025, so it does not apply to a 2026 installation.)

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